Updated 2026-04-21

SECURE 2.0 Super Catch-Up (Ages 60-63) -$11,250 Extra

How the 2026 super catch-up lets workers ages 60-63 contribute $35,750 total. Roth requirement, 4-year strategy, and projections.

Key Takeaways

2026 Quick Reference

$24,500
2026 Deferral Limit
$72,000
Total 415(c) Limit
59½
Penalty-Free Age
73
RMD Start Age

Related Guides

Pavlo Pyskunov

Pavlo Pyskunov

Managing Director & Investment Fund Director

Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.

Last updated: 2026-04-21

Related Articles

Catch-Up Contributions Guide (50+ & 60-63)

2026 catch-up contribution limits: $8,000 for 50+ and $11,250 super catch-up for ages 60-63.

 401(k) Catch-Up Contribution Calculator (Ages 50+)

Calculate how catch-up contributions boost your retirement. $8,000 extra for 50+, $11,250 super catch-up for ages 60-63.

 401(k) Contribution Limits 2020-2026

IRS-verified 401(k) contribution limits for 2026: $24,500 employee, $8,000 catch-up, $11,250 super catch-up.

 SECURE Act 2.0: What Changed for Your 401(k)

Every SECURE Act 2.0 change affecting 401(k) plans: new RMD ages, auto-enrollment, Roth catch-up rules, and emergency...

 How to Max Out Your 401(k) in 2026 ($24,500 Limit)

Step-by-step guide to contributing the full $24,500 in 2026. Per-paycheck amounts, employer match strategy, and compo...