Updated 2026-04-21
401(k) Brokerage Window: Buy Stocks in Your 401(k)
How self-directed brokerage accounts work inside your 401(k). Buy individual stocks, ETFs, and low-cost index funds. Fees, risks, and setup guide.
Key Takeaways
- Updated for 2026 IRS rules and contribution limits
- Covers eligibility requirements, deadlines, and tax implications
- Includes examples and step-by-step guidance
- Links to relevant calculators for personalized analysis
2026 Quick Reference
$24,500
2026 Deferral Limit
$72,000
Total 415(c) Limit
59½
Penalty-Free Age
73
RMD Start Age
Related Guides
Pavlo Pyskunov
Managing Director & Investment Fund Director
Pavlo Pyskunov analyzes employer-sponsored retirement plans using IRS publications and DOL Form 5500 filings, helping workers maximize their 401(k) savings through data-driven guidance.
Last updated: 2026-04-21